{"id":14489,"date":"2013-07-07T13:01:43","date_gmt":"2013-07-07T17:01:43","guid":{"rendered":"http:\/\/therapytoronto.ca\/news\/?p=14489"},"modified":"2013-07-15T03:05:35","modified_gmt":"2013-07-15T07:05:35","slug":"study-suggests-people-prefer-carrots-to-sticks-when-it-comes-to-healthcare-incentives","status":"publish","type":"post","link":"https:\/\/therapytoronto.ca\/news\/2013\/07\/study-suggests-people-prefer-carrots-to-sticks-when-it-comes-to-healthcare-incentives\/","title":{"rendered":"Study suggests people prefer carrots to sticks when it comes to healthcare incentives"},"content":{"rendered":"<p>From the Association for Psychological Science press release via HealthCanal:<\/p>\n<blockquote>\n<p class=\"article_abstract\"><img loading=\"lazy\" class=\"alignright size-full wp-image-14798\" alt=\"health claim form\" src=\"http:\/\/therapytoronto.ca\/news\/wp-content\/uploads\/2013\/07\/health-claim-form.jpg\" width=\"290\" height=\"193\" \/>To keep costs low, companies often incentivize healthy lifestyles. Now, <strong>new research suggests that how these incentives are framed \u2014 as benefits for healthy-weight people or penalties for overweight people \u2014 makes a big difference<\/strong>.<\/p>\n<p>The research, published in <em>Psychological Science<\/em>, a journal of the Association for Psychological Science, shows that <strong>policies that carry higher premiums for overweight individuals are perceived as punishing and stigmatizing<\/strong>.<\/p>\n<p>Researcher David Tannenbaum of the Anderson School of Management at the University of California, Los Angeles wanted to investigate how framing healthcare incentives might influence people\u2019s attitudes toward the incentives.<\/p>\n<p>\u201c<strong>Two frames that are logically equivalent can communicate qualitatively different messages<\/strong>,\u201d Tannenbaum explains.<\/p>\n<p>In the first study, 126 participants read about a fictional company grappling with managing their employee health-care policy. <strong>They were told that the company was facing rising healthcare costs<\/strong>, due in part to an increasing percentage of overweight employees, and were shown one of four final policy decisions.<\/p>\n<p><strong>The \u201ccarrot\u201d plan gave a $500 premium reduction to healthy-weight people, while the \u201cstick\u201d plan increased premiums for overweight people by $500<\/strong>. The two plans were functionally equivalent, structured such that healthy-weight employees always paid $2000 per year in healthcare costs, and overweight employees always paid $2500 per year in healthcare costs.<\/p>\n<p><strong>There were also two additional \u201cstick\u201d plans that resulted in a $2400 premium for overweight people<\/strong>.<\/p>\n<p>Participants were more likely to see the \u201cstick\u201d plans as punishment for being overweight and were less likely to endorse them.<\/p>\n<p>But they didn\u2019t appear to differentiate between the three \u201cstick\u201d plans despite the $100 premium difference. Instead, <strong>they seemed to evaluate the plans on moral grounds, deciding that punishing someone for being overweight was wrong regardless of the potential savings to be had<\/strong>.<\/p>\n<p>The data showed that framing incentives in terms of penalties may have particular psychological consequences for affected individuals: People with higher body mass index (BMI) scores reported that they would feel particularly stigmatized and dissatisfied with their employer under the three \u201cstick\u201d plans.<\/p>\n<p><strong>Another study placed participants in the decision maker\u2019s seat to see if \u201cstick\u201d and \u201ccarrot\u201d plans actually reflected different underlying attitudes<\/strong>. Participants who showed high levels of bias against overweight people were more likely to choose the \u201cstick\u201d plan, but provided different justification depending on whether their bias was explicit or implicit:<\/p>\n<p>\u201c<strong>Participants who explicitly disliked overweight people were forthcoming about their decision, admitting that they chose a \u2018stick\u2019 policy on the basis of personal attitudes<\/strong>,\u201d noted Tannenbaum. \u201cParticipants who <em>implicitly<\/em> disliked overweight people, in contrast, justified their decisions based on the most economical course of action.\u201d<\/p>\n<p><strong>Ironically, if they were truly focused on economic concerns they should have opted for the \u201ccarrot\u201d plan<\/strong>, since it would save the company $100 per employee. Instead, these participants tended to choose the strategy that effectively punished overweight people, even in instances when the \u201cstick\u201d policy implied a financial cost to the company.<\/p>\n<p>Tannenbaum concludes that these framing effects may have important consequences across many different real-world domains:<\/p>\n<p>\u201c<strong>In a broad sense, our research affects policymakers at large,<\/strong>\u201d says Tannenbaum. \u201cLogically equivalent policies in various domains \u2014 such as setting a default option for organ donation or retirement savings \u2014 can communicate very different messages, and understanding the nature of these messages could help policymakers craft more effective policy.\u201d<\/p>\n<p>Co-authors on this research include Chad Valasek of the University of California, San Diego; Eric Knowles of New York University; and Peter Ditto of the University of California, Irvine.<\/p><\/blockquote>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>From the Association for Psychological Science press release via HealthCanal: To keep costs low, companies often incentivize healthy lifestyles. Now, new research suggests that how these incentives are framed \u2014&#8230; <a class=\"read-more-link\" href=\"https:\/\/therapytoronto.ca\/news\/2013\/07\/study-suggests-people-prefer-carrots-to-sticks-when-it-comes-to-healthcare-incentives\/\">Read more &raquo;<\/a><!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[10,339,8],"tags":[127,28,37,12,102],"_links":{"self":[{"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/posts\/14489"}],"collection":[{"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/comments?post=14489"}],"version-history":[{"count":3,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/posts\/14489\/revisions"}],"predecessor-version":[{"id":14808,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/posts\/14489\/revisions\/14808"}],"wp:attachment":[{"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/media?parent=14489"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/categories?post=14489"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/therapytoronto.ca\/news\/wp-json\/wp\/v2\/tags?post=14489"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}